As technologies continue to rapidly develop and become integrated into all areas and industries, this is paving the way for the fourth industrial revolution to progress. The fourth revolution involves technological developments that are both transformational and disruptive in nature. As set out in our strategic vision for operational and non-financial risk, the digitalisation of financial services businesses have become a priority for many firms, with expectations that they operate at the speed and scale of digital competitors.
While new technologies are bringing opportunities for improvements, they are also adding a range of uncertainties and risk considerations, meaning rapid changes and preparations are crucial to adapt to a new technological world.
In our 2025 Operational Risk Horizon study, we asked participants to rank from a list of emerging technologies and technological developments what is causing the most significant threat to their risk profiles in the medium and long term. Drawing on the results of the survey, this blog explores key considerations around risks and opportunities associated with a select number of developing and emerging technologies.
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